Last Updated: 28 October 2024

PRIVACY POLICY

  1. In General

MY APPROVAL USA LLC (“we” or “us”) values our customers and respects their privacy. This privacy policy (“Privacy Policy”) governs our collection and use of data in connection with our customer application management system, services, tools (hereinafter “Services”), or otherwise.

This Privacy Policy sets forth the nature, purpose, use and sharing of any Personal Information.  “Personal Information” or “Personal Data” as used in this Privacy Policy, means information that can be used on its own or with other information to identify, contact, or locate you, or to identify you in context.  This includes your name, physical address, email address, telephone number, social security number, and other identifying information.  It also includes other information that may be associated with your Personal Information, such as your location, IP address, preferences, or interests.

Importantly, we may collect Personal Information directly from you when you access and use our Services.

This Privacy Policy does not govern privacy practices associated with services or websites other than ours, or practices of third parties that we do not own or control, such as our partners, third-party service providers featured on the Services. We are not responsible for the content or privacy practices of third-party websites or integrated services to which the Services may link. You should review the privacy policies of such sites before using the associated sites.

Please read this Privacy Policy carefully so that you have a clear understanding of how we collect, use, otherwise handle and protect your Personal Information in connection with your use of the Services.   IF YOU HAVE OBJECTIONS TO THE PRIVACY POLICY, YOU SHOULD IMMEDIATELY DISCONTINUE USE OF THE APPLICABLE SERVICES AND FOLLOW THE PROCEDURE DESCRIBED IN THE SECTION ENTITLED “YOUR PRIVACY RIGHTS.”

  1. Changes in Privacy Policy

Any Personal Information that we collect and maintain will be subject to this Privacy Policy, as amended from time to time. We may change the Privacy Policy at our sole discretion. However, if at any time we make material changes to the Privacy Policy, we will notify you of those changes through the Services and through the publishing of an updated Privacy Policy. If as the result of such changes you want to alter the ways in which we can use your Personal Information, you can do so by following the procedure described in the section entitled “Your Privacy Rights.”

  1. Collection of Information

We may collect certain information from you when you use our Services.  We collect and obtain your information in a few ways:  there is information that you choose to give to us, information we obtain through your use of our Services and information we obtain from third parties.  Each of these is detailed below:

  1. We collect the Personal Information you choose to give us when you use the Services, including your name, social security number, date of birth, and other identifiers, address, e-mail address and phone number, information from your credit report and credit lines, credit card or bank account information for payment of services.
  2. We automatically collect certain kinds of non-personal information from you when you use the Services, including device, browser type, operating system, CPU speed, referring or exit webpages, click patterns, session ID, and your computer’s IP address.
  3. We may on occasion supplement or correct the Personal Information you submit to us and your IP address with information in our other databases or information from third-party sources in order to reduce errors in our database, authenticate our users, prevent fraud and prevent abuse of our Services, as well as to provide more consistent, relevant experiences to our users.
  4. We may collect general information about use of the Services, such as what pages visitors access, the number of visits, average time spent on the Services, and other similar factors. This information is generally collected in aggregate form, without identifying any user individually, although IP addresses and Session ID in relation to downloads may be tracked as part of our fraud prevention efforts.
  5. Location-Based Services

Some Services may contain functionality that can enable us to access your location and tailor your experience based on your location (“Location-based Services”). To use Location-based Services, you must enable certain features of your mobile device (e.g., GPS, WiFi, or Bluetooth) to allow us to identify your location. To the extent your location is collected through WiFi or Bluetooth sensors, such sensors, and the associated data services, may be provided by a third party that may access such information for the purpose of providing such data services to us.  You agree to such access by such third parties. You may enable or disable such Location-based Services at any time via a menu within the Services. If you choose to disable any Location-based Services on your device and/or opt out of any Location-based Services through the menu, you will not be able to utilize certain features of the Services. By enabling Location-based Services on your device, you agree and acknowledge that (i) device data we collect from you is directly relevant to your use of the Services; (ii) we may provide Location-based Services related to and based on your then-current location; and (iii) we may use any such information collected in connection with the provision of Location-based Services in providing the Services. PLEASE NOTE THAT LOCATION DATA MAY NOT ALWAYS BE ACCURATE, AND WE DISCLAIM ANY AND ALL WARRANTIES RELATED TO LOCATION-BASED SERVICES.

We may use your location to provide you with advertisements, offers, and other promotional content as part of the Services.

  1. How Your Information is Used